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Business Interruption Insurance - FCA Covid Test Case Update

Jeremy Lederman
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It is well known that numerous businesses made claims on their insurance policies for business interruption as a result of Covid-19 and the restrictions placed on businesses arising from that, that insurers contested such claims and that the Financial ...

Leaving a Gift to a Charity in your Will

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The COVID-19 pandemic has highlighted the importance of charity more than ever. Charities play a hugely significant role in helping vulnerable people and rely on the good will of ordinary people to raise funds. At present around one third of all donations...

Opportunities for change - How landlords and tenants can repurpose their premises under the new Use Classes Order

Davina Puran
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The Town and Country Planning (Use Classes) (Amendment) (England) Regulations 2020 came into effect on 01 September 2020 and amends the Town and Country Planning (Use Classes) Order 1987 (‘Use Classes Order’). The changes will provide...

What is the Residence Nil Rate Band and how can it benefit you?

Priyankaa Patel
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The Residence Nil Rate Band (RNRB) enables certain individuals to leave more of their estate to their direct descendants, by increasing the amount of the estate that is taxed at 0% from up to £325,000 to up to £500,000 Rules that allow these...

Post-Brexit Points Based Immigration System - Introduction for employers

Shamaila Khan
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From 1st January 2021, free movement for EU nationals will end and a new points-based immigration system will come in. The main change of the new system is that it will treat EU and non-EU citizens equally and significantly change the way in which migrants...

The Furlough Scheme - Changes from 10 June to 31 October 2020 - and Beyond

Marina Vincent
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The Coronavirus Job Retention Scheme (CJRS) was introduced on 1 March 2020 and allowed employers to furlough staff, and claim 80% of their wages (capped at £2,500) from the Government.  The Scheme will end on 31 October 2020.  We have seen...

Rise in the Drive-through Will

Priyankaa Patel
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There have been practical issues with formalising Wills due to the current Covid-19 crisis. For a Will to be valid in England & Wales, it needs to be signed in the presence of two witnesses at the same time.  The witnesses have to be independent and...

Winding Up Petitions - Update

Jeremy Lederman
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This is a brief update on restrictions on the issue of winding up petitions and making of winding up orders in light of the recent publication of the Corporate Insolvency and Governance Bill 2020 The proposed changes are part of a wider revision of...

Can a contract to take an assignment of a commercial lease pre lock down be rescinded (cancelled) in light of the coronavirus pandemic? A Case Study

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What happened? Our client, a café business, entered into a contract to take over an existing lease and agreed to pay a significant cash premium for doing so. Before the contract was completed, the coronavirus pandemic hit.  The government...

Landlords Pursuing Tenants for Unpaid Rent - Update

Jeremy Lederman
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In light of Covid-19 the Government, by Section 82 of the Coronavirus Act 2020 placed a moratorium on landlords of commercial premises forfeiting leases to commercial tenants until 30 June 2020.  Subsequently such landlords served statutory demands on...

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